Debt
Financing and value creation mechanisms
Distressed Assets
Carbonia has experience in structuring the sale and purchase of NPL portfolios, with a focus on loans secured by real estate or backed by personal or corporate guarantees.
Corporate Financing
Corporate finance is one of the cornerstones of our business, aimed at providing flexible, efficient capital solutions tailored to the strategic needs of each company. Our approach combines financial rigour, analytical capability and a deep understanding of business dynamics, enabling us to structure transactions that drive growth, optimise capital structure and facilitate corporate transformation processes.
We offer a wide range of financial structures, including senior debt, subordinated debt, mezzanine financing and hybrid structures, as well as asset-backed solutions. This versatility enables us to serve both growing companies and those facing complex situations or requiring alternatives to traditional bank lending.
Our specialist team works closely with management teams to design bespoke financing structures, thoroughly assessing cash generation capacity, asset quality and long-term value creation potential.
Through this service, we aim to become a strategic financial partner, capable of supporting companies through their various stages of development and actively contributing to the achievement of their corporate objectives.
Purchase, sale and management of receivables
Carbonia specialises in the structuring of the acquisition (through its partner Fortress), management and recovery of accounts receivable portfolios, with a particular focus on unpaid invoices and trade receivables from large companies, including IBEX 35 firms.
Carbonia plays an active role throughout the entire value cycle: from due diligence and structuring the sale, to the administrative, legal and operational management of the acquired receivables.
A key differentiator of our offering is the presence of our own in-house servicer, designed to manage large volumes of corporate debt centrally and efficiently. This in-house servicer enables:
- Comprehensive portfolio management, including the registration, classification, prioritisation and monitoring of each loan.
- Operational and documentary management, with full handling of incidents, communications and administrative processes.
- Tailored recovery strategies, combining amicable procedures, advanced negotiation and, where necessary, legal action coordinated with Riaño Abogados.
- Optimising recovery times and maximising value through automated internal processes and proprietary analytics.
- Transparent, real-time reporting for investors and assignors.
This integrated model allows us to operate with agility, control and efficiency, ensuring professional management of complex portfolios and generating consistent returns for our investors.